uniPAY:Unified Card & Payment Management System

uniPay

uniPAY is a unified payment and card management system for modern retailers, that helps a) improve operational efficiency through central management of all forms of payment, thereby reducing human errors through reconciliation and reduces fraud, b) provides business intelligence through customer purchase pattern analysis for database marketing campaigns and c) allows for easy introduction of innovative payment products for higher wallet share. uniPAY is certified with leading banks for acceptance of VISA, MasterCard, American Express cards and certified for use in PCI-DSS qualified networks. uniPAY now supports online analytical processing (OLAP) that allows marketers to carry out real-time analysis of customer purchase trends and carry out database marketing based on that for customer micro-segments.

uniPAY First PA-DSS Certified Application From India

Customers & Partners

   
Reliance
 Axis Bank
Meru
Taj
 Amex

Specification Summary

Application Features
Payment
  • Accepts all VISA, MasterCard and American Express Cards
  • Certified for use by major banks including Axis Bank, IDBI Bank, Bank of India, Bank of Baroda
  • Certified for use in PCI-DSS qualified networks
  • End-to-end transaction time: < 4s
  • Link security: SSL using 128-bit 3DES
  • Database security: 128-bit 3DES
  • Central transaction handler for handling transactions centrally across geography and for central settlement with bank.
Prepaid, loyalty and gift cards
  • User, group  and organization level management
  • Real time credit and debit of currency
  • Blacklisting, expiry check, fixed value, variable value charge / re-charge
Other Features
  • Customer SMS and web view for top-ups and spends
  • Retailers can manage corporate accounts with limits, sub-limits, MIS reporting
  • Sophisticated rules engine for value, time based discounts, breakage
  • Online Analytical Processing (OLAP)
  • uniPAY is now supported on embedded operating systems such as those used in radio taxis, transportation etc.

Benefits at a Glance

  1. Comprehensive customer card management system
  2. Support Credit / Debit VISA / Master Card / American Express , pre-paid, loyalty and gift cards.
  3. Centralized reconciliation for easing financial operations
  4. Centralized customer database for data mining and analysis to run database marketing campaigns

Enabling payment solutions

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