uniPAY Bank Interface Host
uniPAY Bank Interface Host processes banking transactions (credit, debit) routed by the uniPAY Transaction Soft-Switch and based on business rules set in the Host forwards them to the relevant bank for customer authentication and transaction authorization. The business rules can be set based on Bank Identification Number (BIN) for on-us/off-us, geography, time, value and other parameters. While forwarding the transactions to the bank the Host also transcodes the transactions into the protocol required by the bank. The uniPAY Bank Interface Host also manages the terminal configurations as configured by the bank for the merchant. The Host also carries out batch closure for all the transactions in a manual or auto-mode. The settlement can be done across all outlets or store/geography-wise.
uniPAY Bank Interface Host
Specifications
| Operating System: | Linux, Windows | |
| Bank Interface: | ISO 8583, Base 24, Web APIs | |
| Database: | MS-SQL, mySQL, Oracle | |
| Business Rules Logic: | BIN based (on-us/off-us), geography, time, value, other custom rules | |
| Terminal Configuration: | Bank terminal (TID) configuration and management for each bank. | |
| Batch Closure: | Automated pre-set time batch closure. Manual batch closure. Closure in single-shot or by store/geography. | |
| Hardware Configuration: | Quad-core, 2.5GHz+ | |
| RAM | 8GB+ | |
| Database Security: | 128-bit 3DES with split-password protection |
Key Features
- Routing rules based on on-us/off-us, geography, time, value and other business considerations.
- Supports standard ISO 8583, Base 24, Web APIs.
- Auto and manual mode batch closure.
- Automated one-shot batch closure across all terminals.
- Bank terminal configuration management.
- Default and failure routing.
- Transaction trace logs.
- Certified under PA-DSS.