quickEMI
quickEMI is a unique solution that provides consumers the option of paying for their purchases in installments (EMI) on their credit cards, using virtually any credit card that they may carry. It is supported on HSBC, SCB, AXIS, HDFC, ICICI, SBI, Kotak and Citibank cards.
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The product usage is a simple 3 step process.
- Swipe card
- Select tenure
- Enter amount and the EMI is sanctioned
Specifications
| Banks Supported for EMI: | HDFC, ICICI, AXIS, SBI, HSBC, Kotak, Citibank and Standard Chartered | |
| Subvention flexibility: | Merchant, OEM, Customer and Bank | |
| Tenures: | 3, 6, 9, 12, 18 and 24 months | |
| POS options: | Dial-up, WLL, GPRS | |
| EMI agreements: | Single agreement with Innoviti |
Benefits
- Only solution supporting 96% of cards issued in India
- No need for merchant agreements with all banks, single agreement
- Single rate
- Flexibility to shift subvention from merchant to customer without bank intervention - easy to run promotions
- Drop-ship product design for easy start