Payment Processing
Innoviti offers a variety of payment solutions for improving efficiency at point-of-transaction and driving innovative marketing programs using payments as an innovation. Example of these are solutions for integrated billing and payment management for better reconciliation, multi-channel, multi-bank EMI and others.
Innoviti's solutions are unique in that they are offered through all consumer channels - online, in-store, home delivery and IVR. Further, Innoviti offers solutions across various retail segments such as hospitality, healthcare, entertainment, retail, apparel, QSRs, radio taxis, travel and others.
With over 30% of market share, Innoviti is the undisputed leader in payment solutions for organized retail.
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quickEMI
Brought in partnership with Visa, quickEMI is a multi-bank EMI solution that allows merchants to offer consumers EMI on virtually any credit card. By offering cash flow convenience, it allows merchants to drive specific product promotions, improve conversions and average purchase value. Innoviti's quickEMI can be used in-store and in-field.
pgEMI
Brought in partnership with Visa, pgEMI is a multi-bank EMI solution that allows merchants to offer consumers EMI on virtually any credit card for their online purchases through web or IVR. By offering cash flow convenience, it allows merchants to drive specific product promotions, improve conversions and average purchase value. Innoviti's quickEMI can be used in-store and in-field.
uniPAY
Traditional credit/debit card acceptance mechanisms at a retailer result in certain wastages such as a) additional hardware, b) reconciliation issues and c) communication costs. Innoviti's uniPAY solution helps to address these wastages while providing a secure, cost-effective environment for processing the credit/debit card transactions at retail outlets. Additionally uniPAY can help retailers in running targeted card issuer programs for their customers thereby driving marketing benefits.